You are wrong if you thought the insurance adjuster is going to be just. The insurance company works for its benefit and not yours. 

Most insurance companies have trained professionals who work for them, to ensure that they do not lose money to clients. Even if you are the one being wronged, insurance companies play business. 

One thing to keep in mind before giving information to the wrongdoer’s insurance company is – defend your stand. It is best to take advice from experienced layers such as the North Bergen Personal Injury Lawyer who can guide you well.

Be careful not to spill out the beans and give them an unnecessary advantage. Make sure you talk to a reputable lawyer before talking to an insurance adjuster.

An insurance company will try every loophole and provision of law to snatch away your money. Your money not disbursed is their money earned. They will do everything in their power to not compensate your claim fully.

Just like them, you should use everything on your side to claim your rightful compensation. Do not lose patience ever and give them what they want. 

Be informed of the consequences of what you tell them and get advice from trusted personal injury lawyers with decades of experience in handling cases such as yours, where the victim has been wronged by the insurance companies.

If possible, study all the possible outcomes of your statement and give them the safest answer only. They might seem to be investigating something very general, but they might not be. 

So be careful about what you tell them about anything related to the accident. There are no right or wrong statements, only the ones for you and against you.

In the long battle with the law and insurance companies, it is the little information you give or don’t give that matters. Some words have the power to transform your entire case into desired results. But some others can give you a lot of unnecessary financial losses. 

Accidents are a sad time for the victim and loved ones, so do not let the burden of financial battle with insurance companies depress you further. Take expert advice from North Bergen Personal Injury Lawyer to keep you and your family free of this hectic process. 

Take the right step and employ the services of an expert before corresponding with the other party’s insurance company.

The post Insurance Companies and Accident Claims: What Not to Do? appeared first on Style Fiesta Diaries.

1. Texas follows the “modified comparative fault” rule

This means that when a party is at fault and has suffered injuries, they can still file for compensation, but the eventual settlement will be lower. For instance, if you had a 20% share of fault in a car accident and have been awarded $10,000 in compensation, you will only get 80% of the amount. However, if someone’s share of fault is more than 50%, they cannot recover anything.

2. The statute of limitations

Like other states, Texas also has a statute of limitations, which allows two years to bring personal injury lawsuits against at-fault parties. The counting starts from the date of accident. After that period, the court wouldn’t entertain car accident lawsuits, except for rare circumstances. You have to act within that period, and it starts with filing an insurance claim with the at-fault party’s insurer. Note that the statute of limitations doesn’t apply to insurance claims. The insurance company must be notified within a reasonable time. 

3. Reporting an accident

The state laws also require drivers to file a crash report. This must be done within 10 days, if the accident wasn’t investigated by a police officer. Reporting is mandatory for any accident that resulted in injuries, death, or property damage. 

Should you hire an accident attorney?

There is no law that requires you to hire an accident attorney for filing an insurance claim or personal injury lawsuit. However, you have to consider hiring one for your own advantage. Keep in mind that establishing fault and liability after a car accident may not be straightforward. Even when your share of fault is less than 50%, the other party may try to pin the blame on you. You need an accident attorney in Houston, just to be sure that your rights and interests are protected. 

Check for top attorneys in Houston now and ask for a free consultation session in person. 

The post Car accidents in Texas: Things worth knowing appeared first on Style Fiesta Diaries.